Living Like No One Else

Mark and I have been bitten by the Dave Ramsey bug; we’ve decided to live a life free from debt from this point on. We first discovered Dave on the FOX Business network and soon after we read his book, The Total Money Makeover. In a world that has become unnecessarily over-complicated, Dave’s teachings and advice are a simplistic breath of fresh air. You see, I like things that make sense; I used to hate dealing with money and budgets because it was just too much of a hassle but now I actually enjoy it. Plus this guy is hilarious! {20 things broke people say}

We have both been working hard towards our goal of getting rid of debt since we got married and I’m happy to announce that we are now officially, 100% debt free! We dominated over $40,000 in student loan and car debt in just 10 months!

Now you may be wondering how in the world we were able to do this in such a short period of time, let me tell you this: it involved a TON of self control. Most newlyweds jump straight to buying a home after tying the knot…not us, we still live in an apartment and we’re actually downsizing in a couple of months to save even more! Most college grads would loosen their budget and spend more once they start a new job…not us, we are living off of less than what I make and saving everything that Mark is bringing home. Most people with a 10+ year old car would upgrade…not us, I’ll happily drive my {paid for} car into the ground.

So now that we’re done with debt, we’re going to start saving to pay cash for a house. It sounds crazy and it’s definitely not the norm but with our dual income we’ll have enough saved in just 3 years. Sure, I’d love to be in a house now but by waiting just a little longer we’ll end up saving ourselves over $75,000 in interest, not to mention we will own our house as soon as we move in.

We are going against the grain; living like no one else so that later we can live like no one else. We’ve learned so much about ourselves and each other over the past 10 months and there’s no one else that I would rather be on this journey with than my wonderful husband.

In the words of Dave himself:

Stuff will never make you happy.

More is never enough.

Contentment comes from within.



2 Responses to “Living Like No One Else”

  1. The First of Many « life by britney Says:

    […] at Apple in January and has been loving it ever since; we dove deep into budgeting and eventually paid off our student loans; in July I finally had the pleasure of visiting Boston and Maine with Mark and his family; and […]

  2. Making Our Apartment A Home « life by britney Says:

    […] hundred square feet in order to save an extra $130 per month on rent so we can reach our goal of paying cash for a house more quickly. Having a second bedroom for over a year allowed our “stuff” collection to […]

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